Does Capitol Credit Union Offer Investment or Wealth Management Services?
09/09/2026
What CCU Wealth Management Covers
Many members think of their credit union primarily as a place to bank. But Capitol Credit Union's Wealth Management team works with members on the full picture of their financial life - not just deposits and loans.
Services available through CCU Wealth Management include:
• Retirement planning - building an income strategy for life after work.
• Investment guidance - helping members understand investment options aligned with their goals and risk tolerance.
• Financial planning - setting goals, building a roadmap, and reviewing progress over time.
• Insurance planning - evaluating life, disability, and other coverage as part of a broader financial plan.
How This Is Different From Your Deposit Accounts
It is important to understand the distinction. Your savings, checking, and Share Certificate accounts at CCU are federally insured by the NCUA. Your deposits are protected up to $250,000 per account category.
Investment products offered through Wealth Management services are different. They are not NCUA-insured, not guaranteed, and carry the possibility of losing value. This is standard for any investment product, whether offered through a credit union, bank, or brokerage - and it is the reason working with a qualified advisor matters.
Who Wealth Management Services Are For
You do not need to be wealthy to benefit from a financial advisor. CCU's Wealth Management team works with members at all stages, including:
• Members who are just starting to invest and do not know where to begin.
• Members approaching retirement who want a clear income plan.
• Members navigating a major life change - inheritance, job transition, home purchase, or divorce.
• Members who have savings and investments but no cohesive strategy tying them together.
How to Get Started
The first step is a conversation - no obligation, no minimum balance required to inquire. A CCU Wealth Management team member can learn about your situation and help you understand whether and how our services can support your goals.
Investment advice offered through Strategic Financial Concepts, LLC (SFC), a registered investment advisor.
