News & Events
Dollars & Sense
View latest Dollars & Sense - Winter 2018
Scholarship Applications Now Available
It’s that time of the year again, when we recognize outstanding students for their hard work and achievements! For the 2019/2020 academic year, Capitol Credit Union will award three $1,000 scholarships to high school seniors and a current college student. Applications must be postmarked by April 1, 2019. To get started, please visit https://ccutx.org/about/scholarships/.
Effective July 1, 2018 - Remote Deposit Endorsement Changes
Posted June 25, 2018
Per Reg CC changes, Mobile Deposits will now require a restrictive endorsement in order for the members check images to be accepted for mobile deposit processing.
All mobile deposited checks will require a printed endorsement with these four words “For Mobile Deposit Only” and the members Capitol Credit Union account number or printed endorsement with the words “For Mobile Deposit Only” at Capitol Credit Union . If a members handwriting is not clear, and the system is unable to read the “For Mobile Deposit Only” endorsement on the back of the check then their check image will not be accepted for processing. Once a check image is accepted by the system, If the credit union is not able to read the CCU account number or verbiage “at Capitol Credit Union”, then it will reject the mobile deposit for processing.
July 1st required Mobile deposit Endorsements that CCU will accept are:
Members signature matching payee name on front of the check on all official checks, insurance checks, state or government checks
And the exact endorsement of:
Option 1 ---- For Mobile Deposit Only at Capitol Credit Union
Option 2 ---- For Mobile Deposit Only #123456 (CCU acct#)
Making Travel Plans – Let Us Know
Posted on June 22, 2017
If you are traveling this season, let us know of any Capitol Credit Union ATM, Debit, or Credit cards you will be using while you’re out of town. If we see transactions that are out of your normal usage patterns, and we are unaware of your travel plans, we may block your card to prevent further suspicious transactions. Make sure your contact information is up to date in case we do need to contact you regarding your accounts while you are traveling.
If you are traveling out of the country make note of the countries we currently block signature based transactions from, due to a high rate of fraud stemming from those countries.
We recommend you travel with several types of payment options, such as a debit card, credit card, and cash, in case one option doesn’t work at a particular place or merchant.
If you are planning on renting a car during your travels and would like to use your debit card as a payment method, please contact us prior to making payment arrangements with the agency as Capitol Credit Union blocks debit card transactions from car rental agencies as a result of certain car rental agencies’ policies and procedures.
If you don’t already have a debit card with your CCU checking account, contact us and we will be happy to order one for you.
If you are interested in a Capitol Credit Union credit card, you can apply online here.
Capitol Credit Union also offers a MasterCard ® Travel Card, a prepaid card that can be reloaded up to 23 times and used almost anywhere MasterCard is accepted. For more information on the MasterCard Travel Card, contact us.
Feel Secure When You Travel – Get Your Travel Card Today
Posted on June 21, 2017
Worried about traveling with a lot of cash or a card tied to your bank account? Frustrated exchanging currency or redeeming traveler’s checks in foreign countries? Ever lost your wallet on a trip? The travel card alleviates all these worries and lets you focus on more important things, like enjoying your vacation!
- Use it anywhere debit cards are accepted, including internationally
- Manage money on the go with text alerts
- Get cash at ATMs
- Reloadable for the life of the card
- No credit check* – just load and go
- Card and funds easily replaced if lost or stolen
- Reload via direct deposit, in-branch, online, or at participating Western Union locations
Visa ® prepaid cards and MasterCard ® prepaid cards are issued by MetaBank ® , Member FDIC.
*Subject to identification verification.
Rapid Funding Homeowner Loan – $25,000
Posted on April 10, 2017
Here’s an opportunity to spark up your spring cleaning! With a Rapid funding loan, you can borrow up to $25,000 to remodel your patio, kitchen, bathroom and much more!* No home equity or lien required, great low rates and funds available within 24 hours of approval. For more details, give us a call at 512-477-9465.
*Subject to credit approval.
Save Money When You Refinance With CCU
Posted on April 10, 2017
If you recently bought an auto elsewhere*, we’d like to sweeten that deal! We’ll refinance your Auto, RV, Boat, Motorcycle and much more… At the low rates, you deserve!** Call us today at 512-477-9465 or click here to get started .
*For new loans only (not available for existing CCU Loans)
**Subject to credit approval.