Effective November 1st, 2018, Capitol Credit Union will be reducing fees on transactions that incur overdraft penalties. Insufficient Funds (NSF) Fee will reduce from $40.00 to $34.50. Courtesy Pay Fee will reduce from $40.00 to $31.00. Consumer accounts overdrawn by $5.00 or less, will incur an Overdraft Fee of $12.50. For more details on the updated fee schedule, please visit our website at https://www.ccutx.org/fee-schedule.html or call us at 512-477-9465