Deposit Rates

Kasasa Cash* Learn More

Balance Rate APY
0 - $15,000.00 5.84% 6.00%
$15,000.01+ 1.00% 6.00% to 1.65%
All balances if qualifications not met 0.05% 0.05%

Kasasa Saver* Back to Top Learn More

Balance Rate APY
0 - $100,000 3.93% 4.00%
$100,000+ 1.08% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

Savings Accounts Back to Top Learn More

Account Type Annual Percentage Yield (APY)
Savings Accounts 0.01%
IRA Savings Account 0.75%
Holiday Club Account 0.10%

Plus Money Market Back to Top Learn More

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Share Certificates: $1,000.00 or Greater Back to Top Learn More

Certificate Term Annual Percentage Yield (APY)
10 Month Certificate Special 5.00%
3 Month Certificate 3.25%
6 Month Certificate 3.95%
12 Month Certificate 4.70%
24 Month Certificate 4.30%
36 Month Certificate 4.10%
48 Month Certificate 3.75%
60 Month Certificate 3.70%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

IRA Share Certificates: $1,000.00 or Greater Back to Top Learn More

Certificate Term Dividend Rate
24 Month Certificate 4.30%
36 Month Certificate 4.10% 
48 Month Certificate 3.75%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

Business Plus Checking Back to Top Learn More

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 0.65%
$50,000 - $99,999.99 0.75%
$100,000 - $149,999.99 0.85%
$150,000 - $249,999.99 0.95%
$250,000+ 1.70%

Business Savings Back to Top Learn More

Balance Annual Percentage Yield (APY)
0 - $2,499.99 0.05%
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Loan Rates

Auto Loans Learn More

Term Annual Percentage Rate Payment Per $1000
up to 66 months as low as 6.29% $17.97
up to 72 months as low as 6.69% $16.91
up to 84 months as low as 6.99% $15.10

Home Equity Loans Back to Top Learn More

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 6.09% $19.38
up to 120 months as low as 6.29% $11.26
up to 180 months as low as 6.79% $8.88
up to 240 months as low as 7.29% $7.94

Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.) Back to Top

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 7.49% $20.04
up to 72 months as low as 7.99% $17.54
up to 84 months as low as 8.49% $15.84
up to 120 months as low as 8.99% $12.67
up to 180 months as low as 9.49% $10.45

Non-collateralized Loans Back to Top Learn More

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 10.99% $21.41
up to 72 months as low as 11.99% $19.17
up to 84 months as low as 12.99% $17.72

Lines of Credit/Credit Card Back to Top

Product Term Annual Percentage Rate Minimum Payment
Personal Line of Credit Revolving as low as 10.99% $25.00
Visa Classic Credit Card Revolving as low as 10.99% Greater of 3% of balance or $30.00
Visa Capitol Rewards Credit Card Revolving as low as 11.99% Greater of 3% of balance or $30.00

Secured Loans Back to Top Learn More

Source Annual Percentage Rate Term
Share Account 5.50% up to 84 months

Payment example: pay just $13.91/month for every $1000 borrowed at 5.50% APR on an 84 month term.

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