WATCH YOUR REWARDS ADD UP WITH THIS FREE TOOL
Watch your earnings grow — and see when you’ve completed qualifications — with your free Rewards Dashboard!
Benifits You'll Love:
- Free tool for Kasasa account holders
- Available anytime in online banking
- Track your progress to earning rewards
- See how much you’ve earned over time
- Free digital dashboard for Kasasa account holders
- Available 24/7 in online and mobile banking
- View your Kasasa Rewards qualifications
- Track your progress to earning cash rewards
- Check reward cycle dates to make sure you qualify
- See monthly earnings and total rewards to date
No Extra Steps
As soon as you open your free Kasasa account, the Rewards Dashboard will be available in online banking.
*The figure shown reflects the collective total amount of financial rewards we have distributed to account holders who have utilized one of our Kasasa checking and/or savings accounts between the dates listed below. Kasasa and Kasasa Rewards are trademarks of Kasasa, Ltd. registered in the U.S.A.
Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. [See our website or contact][Contact] one of our branch service representatives for specific Monthly Qualification Cycle dates.
Reward Information:
Depending on the rewards you have chosen, when you meet your Kasasa account’s qualifications during a Monthly Qualification Cycle, you will receive the appropriate following rewards. Your specific information is available in the Rewards Dashboard:
- Refunds on nationwide ATM withdrawal fees
- Dividends on your share and share draft balances
- Cash back on your debit card transactions
When your account’s qualifications are not met, the account’s rewards are not distributed on only the non-qualifying Annual Percentage Yield is earning on dividend bearing accounts.
Dividends, cash back payments and ATM withdrawal fees will be credited to your account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. There are no recurring monthly maintenance charges nor any fees to open or close this account. If an account is closed, you will forfeit any rewards that have not been credited to that account. Contact one of our institution’s service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. Kasasa, Kasasa Rewards, Kasasa Saver and Rewards Dashboard are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
| Term | Annual Percentage Rate |
|---|---|
| up to 36 months | as low as 3.99%* |
| up to 48 months | as low as 4.29% |
| up to 60 months | as low as 4.49% |
| up to 66 months | as low as 4.79% |
| up to 72 months | as low as 4.99% |
| up to 84 months | as low as 5.99% |
*3.99% on new loans, not eligible for in-house refinance
Business Plus Checking
| Balance | Annual Percentage Yield (APY) |
|---|---|
| 0 - $2,499.99 | - |
| $2,500 - $49,999.99 | 0.65% |
| $50,000 - $99,999.99 | 0.75% |
| $100,000 - $149,999.99 | 0.85% |
| $150,000 - $249,999.99 | 0.95% |
| $250,000+ | 1.70% |
Business Savings
| Balance | Annual Percentage Yield (APY) |
|---|---|
| 0 - $2,499.99 | 0.05% |
| $2,500 - $49,999.99 | 1.05% |
| $50,000 - $99,999.99 | 1.05% |
| $100,000 - $149,999.99 | 1.15% |
| $150,000 - $249,999.99 | 1.25% |
| $250,000+ | 2.00% |
Home Equity Loans
| Term | Annual Percentage Rate |
|---|---|
| up to 60 months | as low as 5.19% |
| up to 120 months | as low as 5.49% |
| up to 180 months | as low as 5.69% |
| up to 240 months | as low as 6.19% |
IRA Share Certificates: $1,000.00 or Greater
| Certificate Term | Dividend Rate |
|---|---|
| 3 Month IRA Certificate | 3.00% |
| 6 Month IRA Certificate |
3.65% |
| 12 Month IRA Certificate | 3.75% |
| 18 Month IRA Certificate | 3.75% |
| 24 Month IRA Certificate | 3.70% |
| 36 Month IRA Certificate | 3.60% |
| 48 Month IRA Certificate | 3.55% |
| 60 Month IRA Certificate | 3.50% |
Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.
Kasasa Cash*
| Balance | Rate | APY |
|---|---|---|
| 0 - $15,000.00 | 5.84% | 6.00% |
| $15,000.01+ | 1.00% | 6.00% to 1.65% |
| All balances if qualifications not met | 0.05% | 0.05% |
Kasasa Saver*
| Balance | Rate | APY |
|---|---|---|
| 0 - $100,000 | 3.93% | 4.00% |
| $100,000+ | 1.08% | 4.00% to 1.00% |
| All balances if qualifications not met | 0.05% | 0.05% |
Lines of Credit/Credit Card
| Product | Term | Annual Percentage Rate | Minimum Payment |
|---|---|---|---|
| Personal Line of Credit | Revolving | as low as 10.99% | $25.00 |
| Visa Classic Credit Card | Revolving | as low as 10.99% | Greater of 3% of balance or $30.00 |
| Visa Capitol Rewards Credit Card | Revolving | as low as 11.99% | Greater of 3% of balance or $30.00 |
Non-collateralized Loans
| Term | Annual Percentage Rate |
|---|---|
| up to 60 months | as low as 10.99% |
| up to 72 months | as low as 11.99% |
| up to 84 months | as low as 12.99% |
Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.)
| Term | Annual Percentage Rate |
|---|---|
| up to 60 months | as low as 6.59% |
| up to 72 months | as low as 7.09% |
| up to 84 months | as low as 7.59% |
| up to 120 months | as low as 8.09% |
| up to 180 months | as low as 8.59% |
Plus Money Market
| Balance | Annual Percentage Yield (APY) |
|---|---|
| 0 - $2,499.99 | - |
| $2,500 - $49,999.99 | 1.05% |
| $50,000 - $99,999.99 | 1.05% |
| $100,000 - $149,999.99 | 1.15% |
| $150,000 - $249,999.99 | 1.25% |
| $250,000+ | 2.00% |
Savings Accounts
| Account Type | Annual Percentage Yield (APY) |
|---|---|
| Savings Accounts | 0.01% |
| IRA Savings Account | 0.75% |
| Holiday Club Account | 0.10% |
Secured Loans
| Source | Annual Percentage Rate | Term |
|---|---|---|
| Share Account | 5.00% | up to 84 months |
Payment example: pay just $13.91/month for every $1000 borrowed at 5.00% APR on an 84 month term.
Share Certificates: $1,000.00 or Greater
| Certificate Term | Annual Percentage Yield (APY) |
|---|---|
| 3 Month Certificate | 3.00% |
| 6 Month Certificate | 3.65% |
| 12 Month Certificate | 3.75% |
| 18 Month Certificate | 3.75% |
| 24 Month Certificate | 3.70% |
| 36 Month Certificate | 3.60% |
| 48 Month Certificate | 3.55% |
| 60 Month Certificate | 3.50% |
Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.
