Get more from a credit card. Unlock Platinum rewards!

Make spending the gift that keeps giving by earning rewards points with every dollar spent.

Benefits You’ll Love

  • No annual fees
  • No balance transfer fees
  • Variable rates starting at 11.99% APR*
  • Earn rewards points with every purchase
See More Details

*APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on balance transfer, after 6 billing cycles card balance will revert to standard card rate. Additional limitations, terms and conditions may apply. Availability of offer based on creditworthiness. Please contact your local credit union representative for specific terms and conditions.

*We apply your minimum payment to balances with lower APRs first. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future as is provided under the Cardmember Agreement and applicable law.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total interest paid $0

Our calculators are for informational purposes only and are not intended to provide financial advice. All examples are hypothetical and for illustrative purposes. Although we have obtained content from sources deemed to be reliable, Kasasa and its affiliates are not responsible for any content provided by unaffiliated third parties. You may wish to consult an appropriate outside advisor about your financial situation.

Auto Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 4.79%* $17.48
up to 66 months as low as 5.19% $17.42
up to 72 months as low as 5.69% $16.56
up to 84 months as low as 6.19% $14.86

*4.99% on new loans, not eligible for in-house refinance - 5.49% for internal refi

Business Plus Checking

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 0.65%
$50,000 - $99,999.99 0.75%
$100,000 - $149,999.99 0.85%
$150,000 - $249,999.99 0.95%
$250,000+ 1.70%

Business Savings

Balance Annual Percentage Yield (APY)
0 - $2,499.99 0.05%
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Home Equity Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 5.49% $19.27
up to 120 months as low as 5.79% $11.16
up to 180 months as low as 5.99% $8.64
up to 240 months as low as 6.49% $7.62

IRA Share Certificates: $1,000.00 or Greater

Certificate Term Dividend Rate
3 Month IRA Certificate 3.00%
6 Month IRA Certificate

3.95%

12 Month IRA Certificate 4.10%
18 Month IRA Certificate 4.05%
24 Month IRA Certificate 3.85%
36 Month IRA Certificate 3.70% 
48 Month IRA Certificate 3.50%
60 Month IRA Certificate 3.45%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

Kasasa Cash*

Balance Rate APY
0 - $15,000.00 5.84% 6.00%
$15,000.01+ 1.00% 6.00% to 1.65%
All balances if qualifications not met 0.05% 0.05%

Kasasa Saver*

Balance Rate APY
0 - $100,000 3.93% 4.00%
$100,000+ 1.08% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

Non-collateralized Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 10.99% $21.41
up to 72 months as low as 11.99% $19.17
up to 84 months as low as 12.99% $17.72

Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.)

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 7.29% $20.04
up to 72 months as low as 7.79% $17.54
up to 84 months as low as 8.29% $15.84
up to 120 months as low as 8.79% $12.67
up to 180 months as low as 9.29% $10.45

Plus Money Market

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Savings Accounts

Account Type Annual Percentage Yield (APY)
Savings Accounts 0.01%
IRA Savings Account 0.75%
Holiday Club Account 0.10%

Secured Loans

Source Annual Percentage Rate Term
Share Account 5.00% up to 84 months

Payment example: pay just $13.91/month for every $1000 borrowed at 5.00% APR on an 84 month term.

Share Certificates: $1,000.00 or Greater

Certificate Term Annual Percentage Yield (APY)
3 Month Certificate 3.00%
6 Month Certificate 3.95%
12 Month Certificate 4.10%
18 Month Certificate 4.05%
24 Month Certificate 3.85%
36 Month Certificate 3.70%
48 Month Certificate 3.50%
60 Month Certificate 3.45%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.