Online Investing

Invest Smarter with CCU + Unifimoney

Capitol Credit Union is proud to partner with Unifimoney to bring our members a modern digital investment platform. This new partnership gives you access to tools that help you invest smarter and manage your finances more holistically all from one secure place.Whether you prefer to choose your own investments, have an automated professionally managed portfolio, or combine both, Unifimoney gives you the flexibility to invest your way. All with the same trusted service you've come to expect from CCU.

Seamless Investing, Right from Your CCU Account

We’ve made investing easier, more accessible, and fully integrated - no separate apps, no complex setups. Capitol Credit Union has teamed up with Unifimoney to give you powerful digital investing tools built directly into your online and mobile banking experience.

A Full Suite of Investment Options

From one secure platform, you can now invest in:

Stocks and ETFs – Trade directly and diversify your portfolio.
Cryptocurrency – Access major digital currencies in just a few taps.
Precious Metals – Invest in gold, silver, and more right from your phone.

No need to download third-party apps or manage multiple logins. Everything is available within your existing CCU banking experience.

Flexible Tools for Every Investor

Whether you're actively managing your portfolio or prefer a more passive approach, Unifimoney has you covered. Use the automated Robo platform for a hands-off experience, or take control with self-directed trading. All backed by trusted financial technology and CCU’s local support.

Seamless, Secure, and Convenient

With Unifimoney embedded into your CCU digital banking, your finances and investments are always connected. It’s a smarter way to grow your money on your schedule, with zero added hassle.

Start investing the easy way only with Capitol Credit Union.

Log into your online banking to explore Unifimoney today.

CCU membership required. Capitol Credit Union is not responsible for any loss of principal. Access to the program is exclusively available through the CCU mobile banking platform.

Investment Advisory Services offered through Unifimoney RIA QOBZ, LLC, an SEC-registered investment advisor, are not FDIC or NCUA insured, are not deposits or obligations of the financial institution, and may lose value. All Brokerage and Clearing services are provided by, and securities are offered through, Apex Clearing Corporation, Registered SEC, FINRA broker dealer and member SIPC. Banking services are provided by First Fidelity Bank, Member FDIC. Cryptocurrency services are offered through Gemini Trust Company; digital assets are not FDIC or SIPC insured. Precious metals offered via GBI are also not insured or guaranteed by any bank. Not all products are suitable for all investors. Please review our Form CRS and ADV filings, and visit www.unifimoney.com/legal for full disclosures and more information.

Get Started with Unifimoney

No downloads. Invest directly through your CCU mobile app.

Set Up Your Profile

Log in to your CCU digital banking dashboard and scroll to the Unifimoney money section. Review the legal disclosures provided during sign-up. Consent to electronic signatures and records.

Choose your account type and investment style

Members will select the type of financial account(s) they want to open with Unifimoney. Members can opt for automated investing (robo-advisory) or self-directed investing.

Answer questionnaire & review recommendations

Unifimoney will ask members questions about their risk tolerance and financial goals. Based on your responses, Unifimoney will provide an investment strategy recommendation.

Select deposit options and submit for approval

To automate savings and investing, members will have the option to set up recurring deposits. Once all information is provided, members will review their details and submit their application.

Access Your Account Anytime, Anywhere

Mobile banking makes it easy to manage your money. Download the app for free.

iOS App

Android App

Frequently Asked Questions

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What sets Unifimoney apart from other investing apps?

Unifimoney is built to give you more choice, convenience, and confidence in managing your money. Unlike single-focus investing apps, Unifimoney offers stocks, ETFs, precious metals, and cryptocurrency all in one place. You can choose self-directed investing or let our automated robo-investing platform do the work for you, using professionally managed portfolios.
We also integrate directly into your financial institution’s app, so you can invest without opening new accounts or juggling multiple logins. It’s investing that fits seamlessly into your existing banking experience.

Can I transfer existing investments from another brokerage to Unifimoney?

Yes. You can transfer investments from another brokerage through an ACAT (Automated Customer Account Transfer Service) transfer. This allows you to move eligible securities without selling them first, so you avoid triggering a taxable event. The process is straightforward, just reach out to the Unifimoney support team at [email protected]. Transfers typically take 5–7 business days.

Is my money and personal data secure?

Yes. Unifimoney uses industry-leading security protocols, including bank-grade encryption to protect your personal data and transactions. Your investment accounts are held by Apex Clearing Corporation, a FINRA-registered broker-dealer and SIPC member. SIPC coverage protects your securities up to $500,000 (including $250,000 for cash) in the unlikely event of broker failure. While SIPC does not protect against market losses, it does ensure the safety of your assets in custody.

Does Unifimoney offer financial advice or only self-directed investing?

Unifimoney offers both:

Self-Directed Investing – You choose and trade your own stocks, ETFs, crypto, or precious metals.
Automated Robo-Investing – A professionally managed portfolio tailored to your risk tolerance, managed by our registered investment adviser, Unifimoney RIA.

We don’t offer personalized one-on-one financial planning, but our robo portfolios are built using modern portfolio theory to align with your investing goals and time horizon.

What customer support options does Unifimoney offer?

Please email [email protected] for any questions about your Unifimoney account.

What if I can't find the Unifimoney Tab?

If you cannot find the Unifimoney tab you can add it to your online banking dashboard by selecting the 3 little dots and then "Organize dashboard". Select "add a card" and then add the "Unifimoney" card to your listing.

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