Gain access to up to $30,000 within 24-hours of approval

Our Rapid Funding Loan means fast cash, customized terms, and the friendly attentive service you deserve.

Benefits You’ll Love

  • Quick financing with competitive rates
  • Conveniently borrow up to $45,000
  • Enjoy funds availability within 24-hours of approval
  • Local processing and decision-making

*Home Ownership required. Capitol Credit Union membership required. All loans are subject to credit approval. Terms and conditions apply. 

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

$
$
#
  • Estimated monthly dividends earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
$
$
%
2. Loan Details
%
#
%
3. Lease Details
%
#
$
%
Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

$
#
%
What is the compounding interval?
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

$
#
%
$
Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

$
%
#
  • Total paid $0
  • Total interest paid $0

Auto Loans

Term Annual Percentage Rate Payment Per $1000
up to 66 months as low as 6.29% $17.97
up to 72 months as low as 6.69% $16.91
up to 84 months as low as 6.99% $15.10

Business Plus Checking

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 0.65%
$50,000 - $99,999.99 0.75%
$100,000 - $149,999.99 0.85%
$150,000 - $249,999.99 0.95%
$250,000+ 1.70%

Business Savings

Balance Annual Percentage Yield (APY)
0 - $2,499.99 0.05%
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Home Equity Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 6.09% $19.38
up to 120 months as low as 6.49% $11.36
up to 180 months as low as 6.69% $8.82
up to 240 months as low as 6.99% $7.75

IRA Share Certificates: $1,000.00 or Greater

Certificate Term Dividend Rate
24 Month Certificate 4.30%
36 Month Certificate 4.10% 
48 Month Certificate 3.75%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

Kasasa Cash*

Balance Rate APY
0 - $15,000.00 5.84% 6.00%
$15,000.01+ 1.00% 6.00% to 1.65%
All balances if qualifications not met 0.05% 0.05%

Kasasa Saver*

Balance Rate APY
0 - $100,000 3.93% 4.00%
$100,000+ 1.08% 4.00% to 1.00%
All balances if qualifications not met 0.05% 0.05%

Lines of Credit/Credit Card

Product Term Annual Percentage Rate Minimum Payment
Personal Line of Credit Revolving as low as 10.99% $25.00
Visa Classic Credit Card Revolving as low as 10.99% Greater of 3% of balance or $30.00
Visa Capitol Rewards Credit Card Revolving as low as 11.99% Greater of 3% of balance or $30.00

Non-collateralized Loans

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 10.99% $21.41
up to 72 months as low as 11.99% $19.17
up to 84 months as low as 12.99% $17.72

Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.)

Term Annual Percentage Rate Payment Per $1000
up to 60 months as low as 7.49% $20.04
up to 72 months as low as 7.99% $17.54
up to 84 months as low as 8.49% $15.84
up to 120 months as low as 8.99% $12.67
up to 180 months as low as 9.49% $10.45

Plus Money Market

Balance Annual Percentage Yield (APY)
0 - $2,499.99 -
$2,500 - $49,999.99 1.05%
$50,000 - $99,999.99 1.05%
$100,000 - $149,999.99 1.15%
$150,000 - $249,999.99 1.25%
$250,000+ 2.00%

Savings Accounts

Account Type Annual Percentage Yield (APY)
Savings Accounts 0.01%
IRA Savings Account 0.75%
Holiday Club Account 0.10%

Secured Loans

Source Annual Percentage Rate Term
Share Account 5.50% up to 84 months

Payment example: pay just $13.91/month for every $1000 borrowed at 5.50% APR on an 84 month term.

Share Certificates: $1,000.00 or Greater

Certificate Term Annual Percentage Yield (APY)
10 Month Certificate Special 5.00%
3 Month Certificate 3.25%
6 Month Certificate 3.95%
12 Month Certificate 4.70%
24 Month Certificate 4.30%
36 Month Certificate 4.10%
48 Month Certificate 3.75%
60 Month Certificate 3.70%

Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.

Need additional help?