Digital Wallet

Your wallet just got an upgrade.

Capitol Credit Union now makes it easy to add your debit and credit cards to your digital wallet - so you can pay quickly, securely, and without ever reaching for your physical card. Whether you're checking out in-store, online, or on the go, your CCU cards are now right where you need them.

Benefits of Using a Digital Wallet

Fast Contactless Payments

Pay in seconds using tap-to-pay technology. No swiping, inserting, or cash needed.

Advanced Security Protection

Digital wallets use encryption and tokenization, so your actual card number is never shared with merchants during transactions.

Convenient Mobile Payments

Your Capitol Credit Union cards are always with you - right on your phone so you can pay anytime, anywhere.

Easy Online Checkout

Skip entering card details. Use your digital wallet for faster checkout when shopping online or in apps.

Compatible with Most Devices

Digital wallets work with many smartphones and wearable devices, making it simple to get started.

FAQ

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What is a digital wallet?

A digital wallet is a secure app on your smartphone or smartwatch that stores your debit and credit card information. It allows you to make contactless payments in stores, online, and within apps without using your physical card.

Is using a digital wallet safe?

Yes, digital wallets are designed with advanced security features like encryption and tokenization. Your actual card number is not shared with merchants, helping protect your information during every transaction.

Where can I use my digital wallet?

You can use your digital wallet anywhere contactless payments are accepted, including retail stores, restaurants, online checkouts, and mobile apps. Look for the contactless symbol at checkout.

Do I need internet or data to use a digital wallet?

You do not always need an internet connection to make in-store payments. However, you may need internet access to add your card, verify information, or view recent transactions.

What devices support digital wallets?

Most modern smartphones and smartwatches support digital wallets, including Apple, Android, and other major platforms.

What should I do if my phone is lost or stolen?

If your device is lost or stolen, you can remotely lock or disable your digital wallet. You should also contact Capitol Credit Union to protect your account and monitor for any unusual activity.

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How to add your card to a digital wallet.

LOGIN

Log into the CCU mobile app and navigate to Card Management in your dashboard.

SELECT YOUR CARD

Select your card of choice and select Add to Wallet. Cards are supported in Apple Pay, Google Wallet & Samsung Wallet.

USE YOUR CARD

Follow the steps prompted on your phone. Once added you can begin to use your card immediately.

Capitol Access

Buy Now, Pay Later

Capitol Free Checking upgrade available