GET CASH REWARDS FOR MUSIC, MOVIES, AND MORE
Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month you qualify.†
Benefits You’ll Love
- $20 sign up bonus when you open your account†
- Refunds on ATM withdrawal fees, nationwide†
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free checking that pays you to be entertained online
- Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month†
- Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account†
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)†
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free online banking and bill pay
- Free e-statements
- Free mobile banking with mobile deposit
- Free Apple Pay®
- Free telephone banking
- Free Visa® debit card
- Access to surcharge-free ATMs across Texas
- $25 minimum deposit to open
†Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. A minimum balance of $25.00 is required to obtain this bonus. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to an aggregate total of $15.00 (max. $4.00 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.01 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc.. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc.is/ are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Auto Loans
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 66 months | as low as 5.99% | $18.01 |
up to 72 months | as low as 6.49% | $16.87 |
up to 84 months | as low as 6.99% | $15.02 |
Business Plus Checking
Balance | Annual Percentage Yield (APY) |
---|---|
0 - $2,499.99 | - |
$2,500 - $49,999.99 | 0.65% |
$50,000 - $99,999.99 | 0.75% |
$100,000 - $149,999.99 | 0.85% |
$150,000 - $249,999.99 | 0.95% |
$250,000+ | 1.70% |
Business Savings
Balance | Annual Percentage Yield (APY) |
---|---|
0 - $2,499.99 | 0.05% |
$2,500 - $49,999.99 | 1.05% |
$50,000 - $99,999.99 | 1.05% |
$100,000 - $149,999.99 | 1.15% |
$150,000 - $249,999.99 | 1.25% |
$250,000+ | 2.00% |
Home Equity Loans
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 60 months | as low as 5.79% | $19.36 |
up to 120 months | as low as 6.29% | $11.34 |
up to 180 months | as low as 6.49% | $8.79 |
up to 240 months | as low as 6.79% | $7.71 |
IRA Share Certificates: $1,000.00 or Greater
Certificate Term | Dividend Rate |
---|---|
3 Month IRA Certificate | 3.25% |
6 Month IRA Certificate | 4.10% |
12 Month IRA Certificate | 4.60% |
18 Month IRA Certificate | 4.55% |
24 Month IRA Certificate | 4.15% |
36 Month IRA Certificate | 3.95% |
48 Month IRA Certificate | 3.66% |
60 Month IRA Certificate | 3.56% |
Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.
Kasasa Cash*
Balance | Rate | APY |
---|---|---|
0 - $15,000.00 | 5.84% | 6.00% |
$15,000.01+ | 1.00% | 6.00% to 1.65% |
All balances if qualifications not met | 0.05% | 0.05% |
Kasasa Saver*
Balance | Rate | APY |
---|---|---|
0 - $100,000 | 3.93% | 4.00% |
$100,000+ | 1.08% | 4.00% to 1.00% |
All balances if qualifications not met | 0.05% | 0.05% |
Lines of Credit/Credit Card
Product | Term | Annual Percentage Rate | Minimum Payment |
---|---|---|---|
Personal Line of Credit | Revolving | as low as 10.99% | $25.00 |
Visa Classic Credit Card | Revolving | as low as 10.99% | Greater of 3% of balance or $30.00 |
Visa Capitol Rewards Credit Card | Revolving | as low as 11.99% | Greater of 3% of balance or $30.00 |
Non-collateralized Loans
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 60 months | as low as 10.99% | $21.41 |
up to 72 months | as low as 11.99% | $19.17 |
up to 84 months | as low as 12.99% | $17.72 |
Other Collateralized Loans (Boat, Motorcycle, Camper, ATV, Etc.)
Term | Annual Percentage Rate | Payment Per $1000 |
---|---|---|
up to 60 months | as low as 7.29% | $20.04 |
up to 72 months | as low as 7.79% | $17.54 |
up to 84 months | as low as 8.29% | $15.84 |
up to 120 months | as low as 8.79% | $12.67 |
up to 180 months | as low as 9.29% | $10.45 |
Plus Money Market
Balance | Annual Percentage Yield (APY) |
---|---|
0 - $2,499.99 | - |
$2,500 - $49,999.99 | 1.05% |
$50,000 - $99,999.99 | 1.05% |
$100,000 - $149,999.99 | 1.15% |
$150,000 - $249,999.99 | 1.25% |
$250,000+ | 2.00% |
Savings Accounts
Account Type | Annual Percentage Yield (APY) |
---|---|
Savings Accounts | 0.01% |
IRA Savings Account | 0.75% |
Holiday Club Account | 0.10% |
Secured Loans
Source | Annual Percentage Rate | Term |
---|---|---|
Share Account | 5.00% | up to 84 months |
Payment example: pay just $13.91/month for every $1000 borrowed at 5.00% APR on an 84 month term.
Share Certificates: $1,000.00 or Greater
Certificate Term | Annual Percentage Yield (APY) |
---|---|
3 Month Certificate | 3.25% |
6 Month Certificate | 4.10% |
12 Month Certificate | 4.60% |
18 Month Certificate | 4.55% |
24 Month Certificate | 4.15% |
36 Month Certificate | 3.95% |
48 Month Certificate | 3.66% |
60 Month Certificate | 3.56% |
Membership Required. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.