Deposit rates effective as of 02/27/24. Rates and terms subject to change without notice.
Savings Accounts
| Account Type | Annual Percentage Yield (APY) | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Savings Accounts | 0.01% | ||||||||||||
| Kasasa Saver (Qualifications Met) |
$100,000.00 and below 4.00% $100,000.01 or greater 2.00% |
||||||||||||
| Kasasa Saver (Qualifications Not Met) | 0.05% | ||||||||||||
| IRA Savings Account | 0.75% | ||||||||||||
| Holiday Club Account | 0.10% | ||||||||||||
| Business Savings Account |
|
Checking Accounts
| Account Type | Annual Percentage Yield (APY) |
|---|---|
| Kasasa Cash (Qualifications Met) |
$15,000.00 and below 6.000% $15,000.01 or greater 1.00% to 6.00% |
| Kasasa Cash (Qualifications Not Met) | 0.05% |
| Kasasa Cash Back 3% | - |
| Kasasa Tunes | - |
| In Control Checking | - |
| Capitol Free Checking | 0.01% |
| Freedom Checking | - |
| Capitol Plus Money Market | |
| $0.00 - $2499.99 | - |
| $2500.00 - $49,999.99 | 1.05% |
| $50,0000.00 - $99,999.99 | 1.05% |
| $100,000.00 -$149,999.99 | 1.15% |
| $150,000.00 - $249,999.99 | 1.25% |
| $250,000 and up | 2.00% |
| Capitol Business Checking | - |
| Capitol Business Plus Checking | |
| $2,500-$49,999.99 | 0.65% |
| $50,000 - $99,999.99 | 0.75% |
| $100,000.00 -$149,999.99 | 0.85% |
| $150,000.00 - $249,999.99 | 0.95% |
| $250,000 or Greater | 1.70% |
Certificate of Deposit: $1,000.00 or Greater
| Account Type | Annual Percentage Yield (APY) |
|---|---|
| 10 Month Certificate * Special | 5.00% |
| 3 Month Certificate | 3.25% |
| 6 Month Certificate | 3.95% |
| 12 Month Certificate | 4.70% |
| 24 Month Certificate | 4.30% |
| 36 Month Certificate | 4.10% |
| 48 Month Certificate | 3.75% |
| 60 Month Certificate | 3.70% |
IRA Certificate of Deposit: $1,000.00 or Greater
| Account Type | Dividend Rate |
|---|---|
| 24 Month Certificate | 4.30% |
| 36 Month Certificate | 4.10% |
| 48 Month Certificate | 3.75% |
Membership Required. APY = Annual Percentage Yield. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest. The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.
