User-Activated Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. And you can get right back to earning your cash rewards the very next month.

No Surprises. Always Free.

Account Details
  • Free checking that pays you to shop online
  • Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking with mobile deposit
  • Free Apple Pay®
  • Free telephone banking
  • Free Visa® debit card
  • Access to surcharge-free ATMs across Texas
  • $25 minimum deposit to open

Broad-Based Support

We partnered with credit unions across the country to offer you seamless service. Use hundreds of surcharge-free ATMs in Texas. Visit over 5,000 shared branches nationwide.

Surcharge-Free ATMs Shared Branches

1.4 Million Kasasa Accounts

have been opened by people just like you.

No monthly maintenance fees.
Just cash rewards.

With Kasasa Tunes checking.

*Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. A minimum balance of $25.00 is required to obtain this bonus. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to an aggregate total of $15.00 (max. $4.00 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.01 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded.  iTunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  $25 minimum deposit is required to open the account.  Enrollment in electronic services (e.g. online banking, electronic statements and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc.. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc.is/ are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.