- Fixed rates, higher than regular savings
- Receive higher Annual Percentage Yield (APY) by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- Terms range from 3 to 60 months
- No setup or maintenance fees
- Early withdrawals subject to penalty*
- $1,000 minimum deposit to open
Rates updated as of March 28, 2023