Account Details
  • Fixed rates, higher than regular savings
  • Receive higher Annual Percentage Yield (APY) by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • Terms range from 3 to 60 months
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $1,000 minimum deposit to open


Rates updated as of September 11, 2023

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Membership Required. APY = Annual Percentage Yield. Rates subject to change without notice. $1,000 minimum opening deposit required. Only New money eligible for promotional rate. CD will auto renew at standard rate at maturity unless otherwise stated. Early withdrawal penalty will apply. Early withdrawals may result in penalties. Terms of less than 12 months lose 90 days’ interest. Terms 12 months to less than 36 months lose 180 days’ interest. Terms of 36 months or longer lose 270 days’ interest.  The penalty will be deducted from earnings and may reduce principal balance. New money is defined as money not currently on deposit with Capitol Credit Union.