Capitol Business Checking
  • Ideal for businesses with smaller transaction volumes
  • Competitive dividends on average monthly balances of $1,500 or more
  • No monthly service fee
  • 50 free transactions per month*
    • 15¢ each per item for 51-125 transactions*
    • 25¢ each per item for 126+ transactions*
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking with mobile deposit
  • Free telephone banking
  • Free Visa® debit card with $1,500 daily withdrawal limit
  • Access to surcharge-free ATMs across Texas
  • $100 minimum deposit to open
Capitol Business Plus Checking
  • Ideal for businesses with larger transaction volumes
  • Competitive dividends on average monthly balances of $5,000 or more
  • Avoid the $25 monthly service fee by maintaining a $5,000 minimum average monthly balance**
  • 300 free transactions per month; 20¢ per transaction thereafter*
  • Free online banking & bill pay
  • Free e-statements
  • Free mobile banking with mobile deposit
  • Free telephone banking
  • Free Visa® debit card with $2,500 daily withdrawal limit
  • Access to surcharge-free ATMs across Texas
  • $100 minimum deposit to open

Increase Sales & Customer Satisfaction

Improve your customer’s shopping experience by offering more ways to pay. Merchant card processing equips your business to accept major credit and debit cards.

Ask Us About Merchant Card Processing

Capitol Business Savings
  • Simplified saving solution
  • Competitive dividends on balances of $100 or more
  • No monthly service fee
  • Free online banking
  • Free e-statements
  • Free mobile banking with mobile deposit
  • Free telephone banking
  • Free Visa® ATM card
  • Access to surcharge-free ATMs across Texas
  • $5 minimum deposit to open

Broad-Based Support

We partnered with credit unions across the country to offer you seamless service. Use hundreds of surcharge-free ATMs in Texas. Visit over 5,000 shared branches nationwide.

Surcharge-Free ATMs Shared Branches

You've Made It This Far

Apply for your business account today.

Apply now

*Transaction items include all check and ACH deposit items and all check and ACH withdrawal items.

**Refer to the Business Services Fee Schedule for transaction item fees, monthly service fees, and other Business Services fees.