Deposit Rates

Deposit rates effective as of 11/08/2022. Rates and terms subject to change without notice..

 

Savings Accounts

Account Type Dividend Rate/Annual Percentage Yield (APY)
Savings Accounts 0.01% / 0.01%
Kasasa Saver (Qualifications Met) $10,000.00 and below 0.50% / $10,000.01 or greater 0.23%/.50%
Kasasa Saver (Qualifications Not Met) 0.05% / 0.05%
IRA Savings Account 0.35% / 0.35%
Holiday Club Account 0.10% / 0.10%
Business Savings Account -

Checking Accounts

Account Type Dividend Rate/Annual Percentage Yield (APY)
Kasasa Cash (Qualifications Met) $15,000.00 and below 2.50% / $15,000.01 or greater 0.36%/0.36% to 2.50%
Kasasa Cash (Qualifications Not Met) .05%/.05%
Kasasa Cash Back 3% -
Kasasa Tunes -
In Control Checking -
Capitol Free Checking .01% / .01%
Freedom Checking -
Capitol Plus Money Market  
$0.00 - $2499.99 -
$2500.00 - $49,999.99 0.60% / 0.60%
$50,0000.00 - $99,999.99 0.60% / 0.60%
$100,000.00 -$149,999.99 0.75% / 0.75%
$150,000.00 and above 0.80% / 0.80%
Capitol Business Checking  
$0.00 - $1,499.99 -
$1,500.00 or Greater 0.10% / 0.10%
Capitol Plus Business Checking  
$0.00 - $4,999.99 -
$5,000.00 or Greater 0.35% / 0.35%

Certificate of Deposit: $1,000.00 or Greater

Account Type Dividend Rate/Annual Percentage Yield (APY)
11 Month Certificate * Special 3.00% / 3.00%
19 Month Certificate *Special 3.95% / 3.95%
3 Month Certificate 0.50% / 0.50%
6 Month Certificate 2.05% / 2.05%
12 Month Certificate 2.80% / 2.80%
24 Month Certificate 3.00% / 3.00%
36 Month Certificate 3.10% / 3.10%
48 Month Certificate 3.15% / 3.15%
60 Month Certificate 3.30% / 3.30%

IRA Certificate of Deposit: $1,000.00 or Greater

Account Type Dividend Rate/Annual Percentage Yield (APY)
24 Month Certificate 3.00% / 3.00%
36 Month Certificate 3.10% / 3.10%
48 Month Certificate 3.15% / 3.15%